Group Risk

Life / Death In Service

Group Life Assurance is one of the most highly valued, cost effective and sought after staff benefits. It provides a lump sum and/or pension to dependants in the event of death.

Key Benefits:

• Can be a multiple of earnings or a fixed amount
• Can provide a lump sum or pension payment
• Helps satisfy an employer’s moral obligations
• Guidance on scheme design

We do not normally charge for arranging your policies and cover. In most cases we are paid by insurers in the form of commission but we also offer fee based advice where appropriate. We will always endeavour to secure lower premiums or improve your range of benefits, or both.

As there are a variety of group risk products in the market, to make sure you continue to benefit from the most appropriate cover at the best price, in most cases, we will review your policies and cover annually

Group Income Protection

Not only does Group Income Protection provide security for employees whose working life is interrupted as a consequence of ill health or accident, it also forms part of an integrated return to work programme for employers. Activ Consulting provides advice and support on:

• Proactive absence monitoring using specialist software
• Insurer liaison to develop return to work strategies
• Reducing costs of absence in the workplace

How can Activ Consulting help you?

We have been running Group Income Protection schemes for a considerable time, and everything we do is designed to give you the best possible service. We bring our expertise to help design and implement the right scheme for your business, and endeavour to make sure it runs smoothly with our innovative, forward thinking advice

Group Critical Illness

In days of mounting debt and demanding family responsibilities, Group Critical Illness Cover is becoming a highly valued benefit. The tax free lump sum can help with financial responsibilities by:

• Providing medical treatment
• Paying off debt
• Funding any adaptations that may be needed in the home
• Replacing income during recovery

Activ Consulting Group aims to continually secure lower terms and/or improvie the range of benefits available via your policies.

How can Activ Consulting help your business?

Activ Consulting have many years’ experience in Critical Illness policies as part of an Employee Benefits package. We are there all the way, from design and implementation to the smooth running of the policy.