Life / Death In Service
Group Life Assurance is one of the most highly valued, cost effective and sought after staff benefits. It provides a lump sum and/or pension to dependants in the event of death.
- Can be a multiple of earnings or a fixed amount
- Can provide a lump sum or pension payment
- Helps satisfy an employer’s moral obligations
- Guidance on scheme design
We do not normally charge for arranging your policies and cover. In most cases we are paid by insurers in the form of commission but we also offer fee based advice where appropriate. The cost of the policies to you is no more than going direct to the insurer, although if we can secure lower premiums or improve on the range of benefits for you, we will endeavour to do so.
Health and Group Risk insurance is a rapidly changing market, with new products regularly being launched. To make sure you continue to benefit from the most appropriate cover at the best price, in most cases, we will review your policies and cover annually.
Group Income Protection
Not only does Group Income Protection provide security for employees whose working life is interrupted as a consequence of ill health or accident, it also forms part of an integrated return to work programme for employers. Activ Consulting provides advice and support on:
- Proactive absence monitoring using specialist software
- Insurer liaison to develop return to work strategies
- Reducing costs of absence in the workplace
How can Activ Consulting help you?
We have been running Group Income Protection schemes for a considerable time, and everything we do is designed to give you the best possible service. We bring our expertise to help design and implement the right scheme for your business, and make sure it runs smoothly with our innovative, forward thinking advice
Group Critical Illness
In days of mounting debt and demanding family responsibilities, Group Critical Illness Cover is becoming a highly valued benefit. The tax free lump sum can help with financial responsibilities by:
- Providing medical treatment
- Paying off debt
- Funding any adaptations that may be needed in the home
- Replacing income during recovery
As part of our service, Activ Consulting Group automatically provide annual market reviews, legislative updates as well as membership monitoring.
How can Activ Consulting help your business?
Premier Choice have many years’ experience in Critical Illness policies as part of an Employee Benefits package. We are there all the way, from design and implementation to the smooth running of the policy.