Traditional Insurance 

Provides your employees with speedy access to in and outpatient treatment, at a time convenient to you in hotel like accommodation.

Major and minor operations, including x-rays and scans can be planned and arranged with a chosen consultant at a selected hospital or clinic at a time to suit the member. Follow up treatments such as physiotherapy and alternative therapies can also be linked into the treatment plan.

Activ Consulting Provides

• First time cover, selected from the most comprehensive and competitive plans on offer.
• A review of your current policy with the aim of providing your employees a better and more wide ranging policy, for the same cost or less.
• Continuation options, allowing your employees to continue their cover in the event of leaving your employment.
• Help with disputed claims

The Benefits

✓ Speedy access to consultations and treatment, which may also, reduce absenteeism

✓ May assist to maintain/improve morale of a healthy workforce

✓ Demonstrates to employees that they are valued

✓ May accelerates a speedy return to work

✓ Coming to us can often be cheaper than speaking directly with an insurer, and is never going to cost you more for the same level of benefit

Health Care Trusts 

A self-funded Trust is a healthcare solution for larger organisations.

They provide flexibility and can be managed in a tax-efficient way due to exemption from IPT (Insurance Premium Tax). The current IPT levy is 12%, up from 6% in 2015.

Trusts have several advantages over traditional medical insurance. By investing in a Self-Funded Trust you know where your money is being spent and any surplus in the Fund is always yours to use in the future.

Trusts can be bespoke to individual requirements. Activ Consulting’s expert consultants can advise which is best for your business needs